.insights-intro{padding-top:72px;padding-bottom:48px}.insights-intro h1{font-size:clamp(5rem,11vw,10rem);line-height:1.02;letter-spacing:-.065em;margin:12px 0 32px}.insights-intro h1 span{color:#0152AB}.insights-intro-bottom{display:flex;justify-content:space-between;gap:36px;align-items:flex-end}.insights-intro-bottom p{font-size:clamp(1.1rem,2vw,1.5rem);line-height:1.5;margin:0}.insights-intro-bottom nav{display:flex;flex-wrap:wrap;gap:12px}.insights-intro-bottom nav a{border-bottom:1px solid #9dacc5;padding:12px 0;margin-right:14px;font-size:.9rem}.insights-edition{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #bac7da;border-bottom:1px solid #bac7da;padding-top:18px;padding-bottom:18px;font-size:.875rem;color:#4b4b4b}.insight-card{display:grid;grid-template-columns:1fr 2fr;gap:64px;padding:56px 0;border-bottom:1px solid #bac7da;scroll-margin-top:110px}.card-category{display:flex;gap:24px;align-items:flex-start}.issue-number{font-size:3.5rem;line-height:1;color:#0152AB;font-weight:300;letter-spacing:-.06em}.card-category .eyebrow{margin-top:3px}.card-category p:last-child{max-width:230px;color:#4b4b4b;font-size:.9375rem;line-height:1.65}.card-story{position:relative;padding-right:120px;min-width:0}.editorial-mark{position:absolute;width:150px;right:0;top:0;color:#0152AB;opacity:.65;transform:rotate(-10deg)}.card-story h2{font-size:clamp(1.65rem,2.6vw,2.35rem);letter-spacing:-.035em;line-height:1.16;margin:24px 0 16px;max-width:580px}.card-story h2 a{text-decoration:none}.card-story h2 a:hover{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:5px}.card-story>p{color:#4b4b4b;line-height:1.75;max-width:570px}.insight-read{display:inline-block;padding:8px 0;color:#0152AB;font-weight:600;border-bottom:1px solid currentColor;margin-top:10px}.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.875rem;color:#4b4b4b;line-height:1.5}.article-meta a{color:#0152AB}.editorial-note{display:grid;grid-template-columns:1fr 2fr;gap:64px;padding-top:64px;padding-bottom:72px}.editorial-note h2{font-size:1.45rem;margin:0}.editorial-note p{margin:0;line-height:1.8;max-width:670px;color:#4b4b4b}.article-heading{padding-top:32px;padding-bottom:40px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:12px;font-size:.875rem;color:#4b4b4b;margin-bottom:42px}.article-heading h1{font-size:clamp(2.2rem,4.6vw,4.25rem);line-height:1.08;letter-spacing:-.045em;max-width:1030px;margin:22px 0}.article-deck{font-size:clamp(1.05rem,1.7vw,1.35rem);line-height:1.65;max-width:840px;color:#4b4b4b;margin-bottom:28px}.article-cover{margin-top:0;margin-bottom:56px}.article-cover img{display:block;width:100%;height:auto;max-height:510px;object-fit:cover;border-radius:4px;background:#00133E}.article-cover figcaption{font-size:.8rem;color:#666;margin-top:12px}.article-layout{display:grid;grid-template-columns:240px minmax(0,740px);gap:80px;justify-content:space-between;align-items:start}.article-index{position:sticky;top:120px;font-size:.875rem}.article-index nav{display:grid;gap:18px;margin:22px 0 32px}.article-index nav a{color:#4b4b4b;line-height:1.55;border-left:2px solid #dae2ec;padding-left:14px}.article-index nav a[aria-current]{border-color:#0152AB;color:#0152AB}.back-insights{color:#0152AB}.article-body{font-size:1.0625rem;line-height:1.85;min-width:0}.article-body p{margin:0 0 22px;color:#3b4658}.article-body a{color:#0152AB;text-decoration:underline;text-underline-offset:3px}.article-answer{font-size:1.3rem;line-height:1.7;font-weight:450}.article-answer p{color:#00133E}.article-takeaways{background:#f1f5fa;border-left:3px solid #0152AB;padding:24px 30px;margin:32px 0 50px}.article-takeaways h2{font-size:1.05rem;margin:0 0 14px}.article-takeaways ul{padding-left:18px;margin:0}.article-takeaways li{margin:10px 0;font-size:1rem;line-height:1.65}.insight-section{scroll-margin-top:112px;margin-bottom:48px}.insight-section h2,.article-questions h2{font-size:clamp(1.5rem,2.5vw,2rem);line-height:1.24;letter-spacing:-.035em;margin:0 0 24px}.insight-section h3{font-size:1.2rem;line-height:1.4;margin:28px 0 14px}.criteria-diagram{display:grid;gap:0;margin:30px 0;background:#00133E;color:white;padding:12px 26px}.criteria-diagram>div{padding:24px 0;border-bottom:1px solid #294069}.criteria-diagram>div:last-child{border:0}.criteria-diagram span{font-size:.8rem;color:#3DC6F4;display:block;margin-bottom:5px}.criteria-diagram strong{font-size:1.3rem;font-weight:500}.criteria-diagram p{font-size:.95rem;color:#c9d6e9;margin:5px 0 0}.investment-panel{padding:30px;background:#00133E;color:white;margin:32px 0;position:relative;overflow:hidden}.investment-panel .eyebrow{color:#3DC6F4}.investment-panel dl{margin:24px 0;display:grid;grid-template-columns:1fr 1fr;gap:24px}.investment-panel dt{font-size:.95rem}.investment-panel dd{margin:8px 0 0;font-size:2rem;line-height:1.2;letter-spacing:-.04em}.investment-panel small{display:block;font-size:.875rem;letter-spacing:0;color:#a9bedb;margin-top:10px}.investment-panel>p:last-child{font-size:.8rem;line-height:1.6;color:#c9d6e9;margin:0}.knowledge-steps{counter-reset:knowledge;list-style:none;padding:0;margin:32px 0;display:grid;grid-template-columns:1fr 1fr;background:#eef5fb}.knowledge-steps li{padding:24px;border:1px solid white;counter-increment:knowledge}.knowledge-steps li:before{content:'0' counter(knowledge);display:block;color:#0152AB;font-size:2.25rem;line-height:1.2;margin-bottom:12px;font-weight:300}.knowledge-steps strong{display:block}.knowledge-steps span{display:block;font-size:.9rem;line-height:1.65;margin-top:6px}.article-questions{margin:50px 0}.article-questions details{border-top:1px solid #cad5e3;padding:20px 0}.article-questions summary{font-size:1.05rem;font-weight:550;cursor:pointer;line-height:1.6}.article-questions details p{margin:16px 0 0}.article-sources{border-top:1px solid #cad5e3;padding-top:36px}.article-sources>p,.article-sources li{font-size:.875rem;line-height:1.75}.article-sources ol{padding-left:20px}.article-sources li{padding-left:8px;margin-bottom:24px;scroll-margin-top:115px}.article-sources strong,.article-sources a{display:block}.article-sources li p{margin:6px 0}.article-author{padding:26px 0;border-top:1px solid #cad5e3;font-size:.9375rem}.article-author p{margin:12px 0}.related-insights{padding-top:56px;padding-bottom:80px}.related-insights>div{display:grid;grid-template-columns:1fr 1fr;gap:40px}.related-insights a{display:block;border-top:1px solid #bac7da;padding-top:24px}.related-insights a span{display:block;font-size:.8rem;color:#0152AB;margin-bottom:12px}.related-insights strong{font-size:1.5rem;line-height:1.3;letter-spacing:-.03em;font-weight:500;display:block;max-width:480px}.contact-channels .linkedin-channel{border-top:1px solid #cbd7e6;padding-top:28px}
@media(min-width:768px) and (max-width:1100px){.header-inner{gap:15px}.header nav{gap:14px;font-size:.875rem}.header .brand{width:145px}.header nav .button{padding:11px 14px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:35px}.insight-card,.editorial-note{gap:30px}.card-story{padding-right:40px}.editorial-mark{width:95px;opacity:.25}}
@media(max-width:767px){.insights-intro{padding-top:42px}.insights-intro-bottom{display:block}.insights-intro-bottom nav{margin-top:30px;gap:4px 12px}.insights-intro-bottom nav a{font-size:.8rem;margin:0}.insights-edition{font-size:.8rem;display:block}.insights-edition span{display:block;margin:4px 0}.insight-card{grid-template-columns:1fr;gap:24px;padding:36px 0}.card-category p:last-child{max-width:100%;margin-bottom:0}.issue-number{font-size:2.8rem}.card-story{padding-right:0}.editorial-mark{width:75px;top:-95px;opacity:.35}.card-story h2{margin-top:18px}.editorial-note{grid-template-columns:1fr;gap:18px;padding-top:40px;padding-bottom:48px}.article-heading{padding-top:24px;padding-bottom:28px}.breadcrumbs{margin-bottom:30px;font-size:.8rem;gap:8px}.article-cover{margin-bottom:30px}.article-cover img{height:auto;max-height:none;aspect-ratio:3/2}.article-layout{display:block}.article-index{position:static;margin-bottom:35px}.article-index nav{gap:12px;margin:16px 0}.article-index .back-insights{display:none}.article-body{font-size:1rem;line-height:1.8}.article-answer{font-size:1.13rem}.article-takeaways{padding:20px;margin-bottom:36px}.investment-panel{padding:22px}.investment-panel dl{grid-template-columns:1fr;gap:28px}.knowledge-steps{grid-template-columns:1fr}.related-insights>div{grid-template-columns:1fr;gap:26px}.related-insights{padding-top:32px;padding-bottom:56px}.related-insights strong{font-size:1.3rem}}
@media(max-width:767px){.card-story .editorial-mark{position:static;float:right;width:78px;margin:0 0 14px 12px;opacity:.45}.card-story .article-meta{min-height:42px}.card-story h2{clear:both}}